Purchasing a used vehicle with poor credit can be a frustrating and aggravating process. Maybe you’ve applied for bad credit auto loans in the past and don’t want to face that kind of rejection again. Maybe you’re trying to rebuild your credit but no one has given you that chance yet. That’s why the friendly team at Joe’s Auto Sales is committed to providing affordable rates, honest service, and high-quality used cars to all of our customers, regardless of your credit situation. We do our best to make the process simple and straightforward, giving you a chance to finally own a vehicle again.

Joe's Auto Sales Financing Options

Credit Issues Not a Problem

Regardless of your past credit history, we offer pre-approved buy here pay here loans that give you a chance at vehicle ownership. With our affordable financing and reasonable rates, we will have you in the driver’s seat of a new used truck or car in no time. A bad credit loan can be the first positive step toward rebuilding your personal credit.

Convenient Online Application

Our loan application process begins very differently than that of our competitors. With other used car dealerships, it can take hours – or possibly even days – to find out if you’re approved for a loan. Within minutes after filling out our convenient online application, you will find out if you qualify for one of our economical loans.  

Affordable Prices & Payment Plans

Once approved, come on in to our office and meet with one of our friendly team members. We will be happy to help you determine a monthly payment amount that fits your budget. Because we want you to be successful in your loan, we offer weekly, bi-weekly, or monthly payment plans. With our efficient online payment system, we make it easy for you to make on-time payments and work towards changing that bad credit history to a favorable financial future.

Purchase your next used vehicle at Joe’s Auto Sales. Complete our online application or contact one of our staff members by calling (317) 405-8545 at our East Indianapolis location or (317) 756-9180 at our South Indianapolis location. We also happily provide auto maintenance services as part of our convenient payment and service plan.